Everything you need to know about our Tradelines & Services
What is a Tradeline?
A tradeline is an aged, high-limit credit account that allows an authorized user to benefit from its history.
Which tradeline would you recommend?
We recommend three aged (seasoned) tradelines. Ideally, each tradeline should have 10+ years of history. However, if your credit profile does not need additional age, we suggest selecting tradelines with limits of $10,000 or higher. A combination of strong age and high limits delivers the best results.
What does it mean that my address must match?
The address listed on your credit report must match the address you enter on the checkout form. This helps ensure the tradeline can be successfully added to your credit profile.
What does “save address” mean?
If you purchase a Barclays tradeline, we will provide instructions on how to update your address to match the cardholder’s address. This step is required before the tradeline can be added.
What tradelines ACTUALLY do
✔ Increase credit age 🏆
✔ Improve utilization 🏆
✔ Strengthen credit profile 🏆
✖ They do NOT erase bad credit
Best use for tradelines
They’re perfect if you’re:
Trying to qualify for funding
Getting ready for a big purchase
Rebuilding or strengthening your credit fast
Stacking with credit repair
Are these auto tradelines?
We don’t offer auto tradelines, but authorized user tradelines can definitely help you qualify for a car purchase.
Are these primary accounts?
We do not sell primary accounts — only authorized user tradelines.
Is this credit repair?
Credit repair services are not offered by our company.
Reporting Period
All tradelines remain on your report for up to 60 days (2 billing cycles).
Posting Timeline
The dates listed are the purchase by datelines. Please allow 2-14 business days after that date for the line to appear on your report.
Holidays and weekend
Just a heads up—tradelines don’t report on weekends or holidays.
What does purchase date mean?
Purchase date simply means the deadline to buy the tradeline for it to report that month.
Bureau Guarantee
While tradelines typically post to all three major bureaus, we strictly guarantee posting to at least two.
Score Disclaimer
We cannot guarantee a specific credit score increase. Results vary based on your individual credit profile.
Non-Posting Claims Procedure
For non posting Tradelines (after 15 business days.) Request must be done by email ([email protected]) only. Credit karma and experian login (both ) must be attached to email. If you don’t have one. Please create login.
How long do I have to report an issue with my tradeline?
If your tradeline doesn’t report as expected, please let us know within 30 days and we’ll be happy to transfer you to a new tradeline.
We offer exchanges only.
After 30 days, we’re unable to make any changes or transfers — so be sure to keep an eye on your report and reach out if needed!
AMEX Notice
Please note that American Express (AMEX) lines report the credit limit only; they do not report account age.
What happens if the selected tradeline becomes unavailable?
If your selected tradeline is unavailable, we will place you on the closest comparable tradeline at no additional cost.
How is the age on your credit report calculated?
Your credit age is based on the combined history of all your accounts. If your age is low, adding 2–3 seasoned tradelines can help strengthen your profile.
Unexpected Delay
Please note that tradelines may occasionally skip a reporting cycle or experience reporting delays. If a tradeline does not report within 15 business days, it will be replaced. All requests must be submitted in writing. Please email [email protected] with all tradeline requests.
I don’t see Tradeline I purchased.
Keep in mind, some tradelines may appear under a different lender name, so be sure to look over your credit report carefully. If you still don’t see it after reviewing, please send us an email.
Must Know
All sales are final. No refunds will be issued; exchanges only.
Do you accept CPN
We do not accept CPNs. If a CPN is used or provided, your order will not be eligible for a refund.
Am I required to continue paying my credit cards after purchasing a tradeline?
Even with a tradeline added, it’s important to continue paying down your current debt to see the best credit results.
Don't disput Tradelines
If the tradeline is disputed or reported as fraudulent, it will not be re-added to your credit report.
How do I renew my Tradeline?
Want to renew your tradeline? Just repurchase it to continue.
Are these business tradelines?
These are not business tradelines. Business tradelines are typically known as “Net 30” accounts.
What we offer are Authorized User tradelines, which report to your personal credit.
Most people use Authorized User tradelines to strengthen their personal credit profile, which is often required to qualify for business funding.
What is your typical timeframe for returning calls, emails and texts?
We’re currently in a busy season—please allow 24–48 hours for a response to calls, texts, and emails.
Do I need to remove my fraud alert for tradeline to report
Yes please remove all fraud, holds etc That can sometimes delay or block a tradeline from being added or reporting properly, especially if the bank can’t easily verify the authorized user addition.
What’s the current utilization for the tradeline?
All tradelines utilization is under 10%
Tradeline Utilization: All lines remain below 10% utilization.
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